When did you last review your disability and professional expense insurance needs? It’s recommended that you review your coverage with a Doctors of BC insurance advisor 1 year after starting a practice and 2 years thereafter.
If you have the Guaranteed Insurability Benefit (GIB) rider on your Doctors of BC Professional Expense Insurance (PEI) or Disability INCOMEprotect for practising physicians, you may increase your coverage without medical questions each November.
As one of the licensed, noncommissioned insurance advisors with Doctors of BC, I meet with physicians every day to talk about member-exclusive insurance offerings. Critical illness insurance is now part of every discussion, though it is less understood than life or disability insurance.
I appreciate Dr Sin’s call to action in her April editorial [BCMJ 2021;63:101]: “Ultimately, the question we should each be asking ourselves is not whether a gender pay gap exists in medicine, but what can I do to help close it?” And I urge our professional representative body (Doctors of BC) and our main payer (BC Ministry of Health) to (1) engage experts to do a review of processes and structures that are maintaining the gender pay gap, despite intentions to have it change, and (2) start to publicly report what thi