Author profile
Laura McLean
Suitable insurance is essential to your life as a physician. One of your most valuable assets is your ability to earn income to fund your and your family’s lifestyle. In addition to your income covering today’s expenses... Read More
Has it been more than 2 years since you’ve met with your insurance advisor to review your disability and professional expense insurance needs? If so, right now is a great time for a review. The Doctors of BC... Read More
An attending physician’s statement (APS) is a report that insurance companies may request from your family doctor as part of your insurance application. The insurer may require an APS as one of their standard... Read More
When did you last meet with your insurance advisor to review your disability and professional expense insurance needs? It’s usually recommended that you review your coverage every 2 years, or if your practice changes... Read More
An attending physician’s statement (APS) is a report ordered from your family doctor, and it is a common requirement for insurance applications. Insurers may order an APS as part of standard requirements or to explore... Read More
The standard insurance-industry recommendation is to carry 60% of your net income in tax-free disability insurance, and the Guaranteed Insurability Benefit (GIB) rider is a valuable tool for maintaining the right... Read More
An attending physician’s statement (APS) is a common requirement for insurance underwriting. Insurers will order an APS as part of standard age and coverage amount requirements or to explore information received from an... Read More
The American Medical Association notes that there are over 48 000 genetic tests currently available for health risk screening or diagnostic purposes, and the number is rising. Genetic tests can reveal predisposition to... Read More
Life expectancy in Canada is on the rise. Those born in 1920 could expect to live for 60 years, on average; this had increased to 80 years for those born in 2000. Canadians now survive previously fatal conditions, but... Read More
Canadian auto insurers have long been aware of the increased risk associated with some driver demographics. Individuals aged 16 to 24 account for less than 15% of licensed drivers but roughly one-quarter of accident-... Read More